???? Mortgage Calculator
Estimated Monthly Payment
Principal & Interest
Property Tax
Home Insurance
Total Interest Paid
| Summary | Amount |
|---|---|
| Loan Amount | |
| Down Payment | |
| Total of Payments | |
| Total Interest Paid | |
| Loan Term | |
| Interest Rate |
???? Tip: A 20% down payment helps you avoid Private Mortgage Insurance (PMI), which can add $100-$300/month to your payment.
???? Mortgage Quick Reference
| Loan Amount | Rate | 30yr Payment | 15yr Payment |
|---|---|---|---|
| $200,000 | 6.5% | $1,264/mo | $1,742/mo |
| $300,000 | 6.5% | $1,896/mo | $2,613/mo |
| $400,000 | 6.5% | $2,528/mo | $3,484/mo |
| $500,000 | 6.5% | $3,160/mo | $4,355/mo |
⚠️ Disclaimer: This calculator provides estimates only. Actual mortgage payments may vary based on credit score, lender requirements, PMI, HOA fees, and other factors. Always consult a licensed mortgage professional before making financial decisions.